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| Get Lowest Interest Rate Possible |
I never realized that
Bulacan is such a very big province nearest in Manila. Just less than an hour drive, you can already reach some parts of this beautiful resort center province. But with respect to providers for our
seaman loan application, very few would think that there are currently just a few apart from banks that offer this type of non-collateral unsecured loan. So to let seafarer (both seaman and seawoman) clients know that there is a provider for this loan, we will be listing below some pointers to help achieve fast loan approval as quick as 1 day release with of course, the lowest interest rate possible.
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| 1 Day Release Seaman Loan in Bulacan |
- Hire a loan agent who knows his or her way in and out of the lending company procedures. This will absolutely give you an edge if your really want your loan to be processed and approved in no time. Don't worry, at this point in time of the lending industry in the Philippines, all loan agents offer FREE loan application assistance service. If you like, you can hire me instead. Just use our Contact Us Page.
- Make sure to undergo pre-qualifying interview first. This will help put your intent a notch when it comes to fast loan approval. This way, your agent also knows outright if a provider can cater to your application in the area. If not, don't worry, you can still have so many options. It's just that you will have to go all the way from the province to Manila. Anyway, it's just a couple of hours drive away. The nearest seaman loan provider we have here at Seaman Loan Bulacan is in Monumento area which is a good 30 minute drive or commute if you are lucky for no traffic early reporting to apply and submit all documentary requirements.
- Ask all necessary documentary requirements from your agent and make sure to prepare it prior to reporting to apply to the scheduled lending company. Do photocopy everything else to be sure. In many cases for my previous clients, this alone can sometimes take up to 30 minutes precious time of waiting to have all documents photocopied so this is a strict compliance requirement.
- Make sure to know which information must be disclosed and which must be not. You will be going a rigid interview from the marketing and credit approval committee of the lending company who knows their way through your information so better come prepared. The secret here is to ask your agent in advance about which of your personal and corporate information can be shared and which shouldnt' be.
- Be sure to know the terms and conditions from payment, charges, interest rates and such so you know already these information prior to loan approval. Expecting the unexpected can be a reason for not deciding to claim the loan in many cases because the seafarer thinks that hidden charges are included in the loan contract with which the seafarer must sign before the loan release. Remember also that in the new lending law of the Philippines, it is prohibited to make or incur charges to your loan application without all these charges being disclosed. In short, hidden charges are illegal and is subject for criminal investigation under such above mentioned Philippine laws in the lending industry.
- Make sure to disclose only all true information as asked by your agent. Being transparent is the best weapon against getting declined from your seaman loan application. Believe me, I have seen this many times so don't waste your time trying to pretend you don't have existing loan or have bad credit with a certain lending company or with other lending companies when asked when it truth, you already have one. If you do this and hide such information, you might end up applying and your agent taking you to the same lending company and find out you cannot qualify anymore because you have a delinquent account with them or have previously unpaid balance or payment problems in the past. Don't do this or it will be the biggest mistake you've ever committed against your agent and worse, against yourself.
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| Don't Worry Our Service is FREE! |
For a list of possible Bulacan area providers, please visit this page -
http://www.seamanloan.com/. Or you can also fill up our online application form
here.
Don't worry, it will only take you a few minutes to accomplish filling up the form with just some basic information. Always think that this is part of the process to make your application get approved fast.
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